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FAQ

Is private credit right for me?

Private credit appeals to a broad range of investor types, in particular:

  • Investors who are tired of dealing with property repairs, stock market fluctuations, or non-performing, time-consuming investments.
  • Retirees and those nearing retirement who are seeking strong, dependable yield on their capital for lifestyle purposes.
  • Investors who have been treated poorly or have become distrusting of traditional financial institutions and prefer to have their capital invested with non-bank providers.
  • Investors who have previously relied on financial advisors or wealth managers but have found their advice has cost them money rather than generated them returns.
  • Those who have received an inheritance, divorce settlement or insurance payout and are not reliant on the principal for day-to-day living.

Azzet Private’s clients are typically looking for simple, low-involvement investments which offer a respectable and reliable rate of return. Our RateWise solution appeals to this audience.

Note: Azzet Private does not provide personal or general financial advice and is unable to advise you based on your personal circumstances.

RateWise is a compelling investment opportunity when compared to corporate bonds, savings accounts, term deposits, mortgage funds and other similar investment opportunities.

RateWise has specifically been created for affluent clients seeking capital stability, strong fixed returns, the option of monthly interest payments or compound returns, and our world class white-glove service.

To qualify you need to:

  • be subscribed to Azzet’s mailing list. You can subscribe free at www.azzet.com
  • have the capacity to invest $500k or more

We recommend speaking with our private client team to learn more about RateWise to see if it fits your requirements.

Azzet Private offers a white-glove, personalised service to every client. We can do this because we work with fewer clients than traditional institutions, financial advisory and wealth management firms who often deal with thousands of retail clients.

Azzet Private has been designed to offer a high-value service to Azzet’s affluent readers in line with our premium brand. Our $500k minimum subscription makes our offering exclusive and in line with expectations from our clients.

The process of opening an account is straightforward and can normally be done within a few hours. To open an account you need to:

  1. Complete and returning the Private Credit Agreement
  2. Provide a photographic Government-issued form of identification
  3. Transfer funds to our nominated bank account

Our personal private client managers are available to ensure your onboarding process is as streamlined as possible.

If you do nothing, your subscription will automatically renew on the same terms. If you would prefer to have your capital repaid, you must provide us with at least 30 days’ notice in writing including the amount you are requesting to have repaid.

Azzet has multiple potential sources of revenue including revenues generated from its listings, paid personal and company profiles on Azzet.com, and revenue from advertisers who pay to have their brand associated with Azzet.

Our corporate group also holds a diverse range of investments in a range of sectors across multiple countries at various stages of the business lifecycle from early stage to late-stage companies with significant revenues and large, established customer bases.

These commercial interests provide multiple ways for Azzet to ensure its obligations to you are met and that you are delighted with RateWise and our personalised service.

Your capital can be deployed across any of the following by Azzet and its related parties:

  • Investments
  • Working capital
  • Capital management

We monitor investment opportunities listed on Azzet.com which provides us with significant ‘deal flow’ and a first-mover advantage over other investment firms.

Note: Azzet does not provide personal loans, invest in cryptocurrency or engage in foreign exchange trading. We prefer to invest in assets with strong future income and capital growth potential.

Every investment carries risk, including putting money in the bank.

RateWise involves the provision of credit which also carries risk. These risks include liquidity (i.e. the delay of principal and/or interest payments), default or capital loss, general business, related party, credit, interest rate, exchange rate, market, concentration, political, technological, legal, inflation, valuation and regulatory risk.

This is a non-exhaustive list and we recommend seeking independent financial and legal advice prior to choosing RateWise.

To open a RateWise account you can telephone or email us to connect with a personal relationship manager. We often visit clients face-to-face and in our offices as part of our white-glove service.